Special Needs Planning
Attaining financial security and independence while coping with inflation, market volatility, and taxation is a challenge for anyone. There are additional considerations for families with a special needs family member that may require life-long care. Families faced with providing supervision and care for their loved ones during their lifetime, and even after their own death, must completely or at least partially fulfill several functions for a loved one with disabilities, including guardianship, financial support and management, advocacy services, and living arrangements.
At Secure Planning Strategies, we are dedicated to providing planning solutions for families with a special needs family member. Our process involves comprehensive planning and addresses the needs of individuals with disabilities to provide life-long care. Our planning encompasses the utilization of government benefits in coordination with legal and financial planning, including annual reviews.
Additionally, we provide consultation and full-service financial planning to families with members who have developmental disabilities, physical disabilities, and/or mental illness. We maintain a network of attorneys, CPAs, and insurance and social service professionals with expertise in special needs planning.
Multiple issues are addressed as a team, including:
- Coordination of state and federal funding
- Appropriate legal planning with focus on special needs trusts
- Trusteeship and guardianship
- Tax advantage planning
- Funding strategies
- Flexibility, affordability, and continuity
Families may be more confident knowing that a well-designed financial and legal plan tailored to their specific situation will be created and monitored by a group of dedicated and caring professionals.
At Secure Planning Strategies, we offer years of experience, knowledge, and access to a network of professionals in related fields to provide effective long-term financial and legal planning.