Working with Families with Special Needs Children and Loved Ones
Caring for a loved one with special needs requires specialized planning in nearly all aspects of life: physically, emotionally, and financially. Often, families are so focused on their child’s emotional and developmental needs that they forgo planning for their own financial future - an entirely separate challenge.
Families with special needs children often require specialized financial planning, as expenses are typically much higher. While raising a child costs $245,000 on average,1 it is estimated that raising a child with special needs (and caring for that child over his or her lifetime) can cost upwards of $2.3 million2. Beyond planning for a child’s early childhood and college expenses, a family with a special needs child must also plan for expenses that span their entire lifetime.
We assist families with dependent children of all ages and in all stages of planning. Many clients are uncertain how to plan for their child’s entire financial future or need help to determine if they qualify for any government assistance programs. We seek to help families identify opportunities and strategies that are appropriate for their situation and aligned with their goals. Offering objective advice with personal care, our goal is to serve as a trusted resource on which clients can rely.